a man and woman climbing a rock

Financial Counseling
for Gambling Addiction

We provide financial counseling and recovery tools for individuals and loved ones in financial distress due to gambling.

Reclaim Control of Your Finances and Your Future

We’ll show you how to:

  • Manage your debt

    Break free from gambling debt. Rebuild your financial foundation.

  • Gain clarity

    Understand your full financial picture, where your money is going, and what’s holding you back.

  • Build a plan

    Create a financial recovery plan that moves you forward and restores hope.

We Have Three Options to Support You

Option 1. One-On-One Virtual Financial Counseling

Work with a financial counselor to regain financial stability. In confidential, one-on-one sessions, you'll build a realistic budget and create a plan to manage debt without judgment or pressure.

In partner states, sessions are funded by state government programs and are available at no cost to you.  

Not sure if you're eligible? Schedule an intake session, and we'll review your options and next steps.

Every session is virtual, secure, and completely confidential.

Option 2. Virtual Group Sessions

Not ready for a one-on-one session? No problem.

You can join a no-cost group session to listen, learn, and connect with others in a safe space online. There’s no pressure to participate or share. You’re welcome to simply observe and take in information at your own pace.

Group sessions are open to everyone in the U.S. and offer an easy way to get started - whether you're still exploring your options or simply want to learn more about GamFin and financial recovery from gambling.

Join a Group Session

Calendar not loading? Open the calendar in a new tab

Option 3. GamFin Guardian App

Financial counseling helps you make a plan. Guardian helps you stick to it.

GamFin Guardian works like fraud alerts, but for gambling-related transactions. Connect your bank and credit card accounts, and Guardian watches for gambling activity and quietly notifies the trusted people you choose, a partner, a family member, a peer, or your counselor.

It's an extra layer of accountability for anyone quitting or cutting back, because financial transparency is essential to keeping recovery on track and rebuilding trust over time.

Bank-level security. You decide who gets notified, and what they see.

Problem Gambling Can Impact Anyone

It doesn’t matter your income, education, or background. Millions of people are impacted worldwide.
‍
A national survey conducted in January 2025 by the American Psychiatric Association found that more than one in four American adults (28%) report gambling online every day.

Gambling disorder occurs when someone continues to bet even after it begins causing serious problems in their finances, relationships, work, or mental health.
‍
When the financial damange isn't addressed, many people find themselves pulled back into gambling as a way to cope, or to try to fix their financial situation. This cycle, called "chasing losses," can deepen the harm and make recovery harder.

a woman looking at a phone

9 million Americans are affected.

Financial Healing Fuels Recovery

The treatment providers we work with often tell us that when individuals and families can see a clear financial path forward, it brings relief, renewed confidence, and hope.

That sense of optimism makes it easier for people to engage in treatment and stay invested in the recovery process.

Addressing debt, budgeting, and money management alongside therapy can reduce the risk of relapse and support long-term recovery.

For every person with a gambling disorder, 6 to 10 others feel the fallout.

a man sitting on a bench looking at his phone

No upselling. No commissions.
In many states, our services are paid by state funding, so there is no cost to you.

What is GamFin?

GamFin is the leading provider of financial counseling for individuals and families with gambling-related financial problems. All of our financial counselors have a duty to act in your best interest. We do not sell financial products, charge commissions, or offer investment advice.

a man wearing headphones around his neck

What is financial counseling?

Finances can be a difficult and painful subject to discuss. Our financial counselors have experience working with individuals, families, and others affected by Problem Gambling. We also provide financial training for mental health professionals to help them navigate their clients' financial challenges.

a woman smiling at camera

FAQs

How much does financial counseling cost?

In most cases, GamFin services are free to residents of states where we have active partnerships.

What does GamFin do?

GamFin provides free, confidential financial counseling for individuals and families affected by gambling-related financial issues through partnerships with state agencies.

Why should I get financial counseling?

Individuals impacted by gambling-related financial issues often feel they have nowhere to turn. The added financial pressure can exacerbate anxiety and stress, which can lead to more gambling. Financial counseling can help relieve that pressure—helping you gain clarity, find a path forward, and restore hope.

How is financial counseling different?

Unlike financial advisers who focus on growing wealth, financial counselors help you address immediate financial issues and provide essential support to regain control, including managing debt, creating a spending plan, and setting up guardrails.

Does GamFin operate nationwide?

Coverage varies by state. Visit your state’s program page to see if free financial counseling is available where you live.

What funding makes this possible?

GamFin’s services are funded through partnerships with state governments, problem gambling councils, and other agencies committed to helping people impacted by gambling.

Who qualifies for GamFin services?

GamFin serves individuals experiencing financial distress due to gambling. Providers can also refer clients and integrate GamFin counseling into treatment plans. Services are available in states where GamFin has active partnerships.

Who can access my information?

Your information is safe and secure. GamFin is HIPAA-compliant and will only share information with your written consent. During your intake, you’ll have the opportunity to review and sign privacy forms.

How can I book a counseling session?

Your first session will be with an intake specialist who will review your needs and match you with the right counselor.

What should I expect during the first session?

The first meeting is focused on fact-finding. Counselors will ask questions, listen, and assess your situation. You can expect to leave with a strategy that includes concrete steps for moving forward.

How many sessions can I get?

On average, most people benefit from 3–4 sessions. More may be available if family members are involved or if your situation requires ongoing support.

What formats of counseling are offered?

We provide both one-on-one virtual sessions and virtual group financial counseling sessions.

What is a group financial counseling session?

Group sessions are free and open to anyone in the U.S., even if you don’t live in a state we partner with. They’re a supportive space where you can bring questions, get answers, hear from peers, and learn together.

Do I have to participate in a group session?

No. Group sessions are completely voluntary. You’re welcome to just listen until you feel ready to participate.

What do I get when I work with GamFin?

You’ll meet with a professional financial counselor who understands gambling-related financial challenges. After several sessions, you’ll also receive a personalized GamFin Financial Recovery Plan™, which includes a budget and step-by-step strategies for moving forward.

What is a GamFin Financial Recovery Plan™?

It’s a personalized action plan created after your initial sessions. It outlines your budget, debt repayment strategies, and practical next steps for building financial stability.

Do you manage bankruptcy?

No. Bankruptcy can sometimes be an option, but only as a last resort. For most people struggling with gambling losses, the better path is to repay debt and build a healthier relationship with money. Our counselors will help you explore alternatives first.

Do you offer loans?

No. We do not provide loans or sell financial products. Our counselors don’t earn commissions and won’t try to sell you anything.

I’m not ready to book a session yet. What can I do?

That’s okay. You can always come back when you’re ready. In the meantime, explore our resources to learn more about gambling harms and support options.

Subscribe to our newsletter